Retirement Q&A

Q: My wife and I are both superannuitants. I have been told recently that I need to upgrade my prescription glasses. Am I able to do this under the Pension scheme?

Information supplied by Sentinel

Questions and Answers from our Expert

Question

My wife and I are both superannuitants. I have been told recently that I need to upgrade my prescription glasses. Am I able to do this under the Pension scheme?

Answer

If you and your wife are receiving a New Zealand Superannuation then you can apply for assistance under Advance Payment of Benefits.

In order to receive an Advance Payment of Benefit a client must:

  • be receiving a benefit or pension
  • meet an income and asset test and
  • have an immediate and essential need

Clients must provide proof of their assets (for example bank statements) and income (if relevant) and be able to identify a particular immediate need for an essential item or service.

If a client meets all qualifications an Advance Payment of Benefit can be made for dentures, glasses or contact lenses, and hearing aids.

Subsidies may be available from District Health Boards towards the cost of dentures, spectacles or contact lenses, and hearing aids. Before considering an Advance Payment of Benefit reduce the amount required to reflect any subsidy provided by the hospital or health agency.

Advance Payments of Benefit should not be approved for any services or item where ACC or a private insurer has paid part of the fees or charges unless there is an immediate need.

The cost of the consultation can be included in the cost, but as a guideline, an Advance Payment of Benefit for dentures, glasses or contact lenses, or hearing aids should not be more than $1,000.

If you wish to pursue an application or for further information please call our Contact Centre on 0800 552 002

The following are links to the Work and Income website: