Financial Sacrifices

coins-currency-investment-insurance-128867A gentleman has written in about how he managed to make ends meet enough to afford a home:

How did we do it? Simply by going without everything we needed. When I was first married my salary was thirty dollars a month.

My mother-in-law, who lived with us, decided to save enough out of my salary to build us a home.

When the cellar was finished, I became ill and lost my position, and had to mortgage the cellar to make my first payment.

Although we went without food for thirty days the first year, we never missed a monthly payment.

The taxes, interest on mortgage, and monthly payment on house were now three times the amount of my earnings.

However, by dispensing with the service of a doctor, we lost our father and mother-in-law, which so reduced our expenses that we were able to pay for the parlour floor and windows.

In ten years seven of our nine children died, possibly owing to our diet of excelsior and prunes.

I only mention these little things to show how we were helped in saving for a home.

I wore the same overcoat for fifteen years, and was then able to build the front porch, which you see at the right of the front door.

Now, at the age of eighty-seven, my wife and I feel sure we can own our comfortable little home in about ten years and live a few weeks to enjoy it.