Finance

A critical financial life stage & how to have a small mortgage

It is probably true that most Kiwis will not be able to save the ideal amount for retirement.

An investor (we'll call him Bill) bought a house 20 years ago for $200,000 with deposit of $25,000 and rented the house out.

Ivan is a typical Kiwi do-it-yourself investor who believes that you can choose superior investments.

One of the biggest risks an investor can take is to have too much money in one place.

Although Family Trusts have become popular recently they have been with us in one form or another for more than Four Hundred years. Their basic nature remains much the same but their role has evolved to meet the needs of each generation.

10 years ago no one seemed very interested in whether Trusts were compliant or not, but since then a number of things have happened which put Trusts very much under the spotlight.

When considering an appropriate Trust structure it is important to properly identify the type of assets being settled. Generally assets should be held in one of the three different types of Trust.

Nick McDonald founded www.tradewithprecision.com and is a leading independent Forex trader internationally. Nick's forte is as a specialist in technical trading strategy for any market and any timeframe.

If you want to learn how to become a trader and profit from forex trading then the first decision you need to make is how you will make your investment decisions. There are two methods you can use to make your decision; fundamental analysis or technical