Finance

The great oily rag tips just keep coming and with Xmas on the short-term radar many will be looking for ways to take the cost out of Christmas. Fortunately there are lots of ways to have a fun and frugal Christmas.

Oily raggers have been busy again, sharing their tips and asking really good oily rag questions.

Oily rag austerity has been the theme of 2011. Some three weeks ago Statistics New Zealand released a survey which claimed nearly half of all New Zealanders say they have not enough or just enough to live on.

Oily raggers are a creative bunch - there is no limit to their imagination when it comes to putting good ideas to good use.

With only 48 sleeps 'till Christmas our thoughts are turning towards ways of easing the financial pressure over the holiday period. What about Xmas gifts that cost little - except in time and planning? Here are some ideas to get your imagination going.

We thought it worth repeating, for the sake of the frugal festivity lovers, the discovery made by the oily rag research team some time ago.

The noise levels appear to have become amplified in the suburbs, which is a tell-tale sign that school holidays have arrived. That leaves the perennial dilemma of thinking about activities for the kids to do.

Supermarkets have something in common with politicians - they both need something you have!

As oily raggers know, when it comes to fruit trees, its really easy and very little needs to be done to produce significant rewards!

Is it possible for one human to do that to another without knowing that such an act will at the very least cause serious and probably permanent brain damage, if not death?