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What Happens to Home Equity with a Reverse Mortgage?

Being able to access cash without having to sell your home or make repayments can be life changing for many retirees. If you’re considering a reverse mortgage, though, it is important to understand how interest is charged on the loan and how it will impact your home equity over time.

The Pros and Cons of a Reverse Mortgage?

With inflation at its highest level in three decades and interest rates still relatively low by historic standards, more and more homeowners over 60 are weighing up whether a reverse mortgage could help them live a better retirement.

89.9% of GrownUps survey respondents want to remain in their home

Heartland is New Zealand’s leading provider of reverse mortgages, having helped over 19,000 customers across the country release equity from their homes to fund their dream retirement. As part of our GrownUps partnership, we conducted a survey last month which revealed how important it is for GrownUps members to retire from the comfort of their home.