Finance

By Frank and Muriel Newman - We have had a tremendous response to the article about growers markets so we thought readers might be interested in a couple of the stories.

The clocks have gone back, the days are shorter, and the nights are cooler. That means it's time to turn a frugal mind to cutting electricity costs.

The winter chill has come early again this year so the monthly electricity bills will be soaring.

Well, we got thinking about the tills ringing so we thought we would look at oily rag ideas for a cashless Christmas.

We receive lots of letters from readers sharing their low cost cleaning formulas and concoctions but we have come across an excellent summary produced by Bin Inn,

People say times are challenging, and for some they are, but it's moments like these that the oily rag pioneering spirit of frugality, thrift and adventure is reawakened

"Free" is a word everyone living off the smell of an oily rag loves to hear. It is surprising how many things are free - everything from buses to sofas!

There're always lots of odd jobs to do around the home but even odd jobs can add up to thousands of dollars in costs. Fortunately, many of those costs can be avoided.

In this column we are going to depart from our normal selection of new money saving tips for the frugal minded, to announce an important new shopping psyche discovery.

 Read more Oily Rag articles by Frank and Muriel Newman  We had a huge response to ...