Finance

People say times are challenging, and for some they are, but it's moments like these that the oily rag pioneering spirit of frugality, thrift and adventure is reawakened

"Free" is a word everyone living off the smell of an oily rag loves to hear. It is surprising how many things are free - everything from buses to sofas!

There're always lots of odd jobs to do around the home but even odd jobs can add up to thousands of dollars in costs. Fortunately, many of those costs can be avoided.

In this column we are going to depart from our normal selection of new money saving tips for the frugal minded, to announce an important new shopping psyche discovery.

 Read more Oily Rag articles by Frank and Muriel Newman  We had a huge response to ...

While oily raggers may be frugal with their money, there is nothing frugal about their generosity in sharing their money saving-tips with others.

You have sent in so many interesting penny-pinching tips lately that we thought we would share as many as space allows.

Oily raggers are a creative bunch. There is no limit to their imagination when it comes to putting other people's junk to good use.

The personnel at the Oily Rag Research Department donned white coats and, with clip board in hand, ventured forth on a quest to find the cheapest way of buying beer.

Oily raggers love something for nothing. It's no surprise then that they should be tempted by the various loyalty programs on offer. But how good are these programs? Are they really something for nothing or is there a catch?