Finance

Insurance is a curious product in that it’s something we buy hoping we’ll never use it.

As people age, their retirement planning needs to adapt. It's important to think about how much passive income you'll need in retirement.

There was a time when most people went to their solicitor and asked for a 'standard' sort of will. That simple will has become quite rare in these much more complicated times. However, there are some universal 'truths' that still apply to all wills.

In recent years there has been an upsurge of the circumstances where more than one generation of a family has a financial stake in the same property.

Increasing living costs are having a dramatic impact on Kiwis, according to a recent survey conducted by Heartland in partnership with GrownUps.

Many of us are focussed on the here and now in our lives, but every now and again it pays to look to the horizon and think about those rare but foreseeable risks that have the power to really knock us about.

A solution to the problem of investing in retirement is a diversified portfolio. It may not make you rich, but it's the best store of wealth.

Retirement should be a time to relax — whether it means finally getting around to that passion project of yours, heading off on a Fiordland trip, or just spending time with the grandkids. However, there are still many important (and sometimes difficult) decisions to be made once you hit retirement.

In September 2017, at the grand age of 62, I was happily working on the 6th Floor of the Beehive for the John Key Government. In politics your world can change in an instant. And mine did. 

Being able to access cash without having to sell your home or make repayments can be life changing for many retirees. If you’re considering a reverse mortgage, though, it is important to understand how interest is charged on the loan and how it will impact your home equity over time.