Christmas shopping can end up a minefield – do you wait for the latest gadgets to be released the week before Christmas or plan ahead?
Write a Christmas list. Seek advice from family members about what they would really like or need, unless you have firm ideas. Going out shopping without a plan is the best way to come home having spent too much, or entirely empty-handed.
If you have the luxury of not having to be at work full time, then put a couple of blocks of time aside to shop when it isn't busy and you are focused on the task at hand.
It is also a great idea to wrap as you go – not only does that stop prying eyes finding out surprises ahead of time, it saves a marathon wrapping effort at the last moment.
If you are working full time, planning shopping time can be even more crucial. See how much you can buy online to save you making lots of trips out.
Remember the power of the experience
If you have people who are hard to buy for, remember an experience can be as good as a gift – tickets to a show or sports game will give long term memories, as well as a fun day out.
It's okay to downsize a little
At Christmas, children in particular are often overwhelmed with gifts. They get caught up in the excitement of opening presents and sometimes overlook the gift itself. If you have children like this in your family, you may like to consider giving larger gifts on their birthdays and going slightly smaller at Christmas.
Parents often appreciate consumable gifts – art supplies; play dough, iTunes cards, clothing or sports gear like balls, which need to be replaced regularly, rather than loud, bulky toys.
Interesting food, wine and confectionery is always welcome as a gift for adults.
The sooner you finish your shopping, the more relaxed you will be as Christmas approaches. Stick to your list and try not to be tempted by all the little potential add-on presents that come out later in the year.