These terms and conditions (T&Cs) apply to the Farmers voucher giveaway (Competition) to win one of five Farmers vouchers, promoted by Heartland Bank Limited and its related companies (Heartland or we).
By entering the Competition, you accept these T&Cs.
ELIGIBILITY
You are not able to enter this Competition if you – or one of your immediate family – is an employee of Heartland or any third party involved in providing or promoting the Competition (our Associates).
Otherwise, you can enter this Competition if you are a New Zealand resident aged 50 or over.
ENTRY
The Competition is open from 9 March 2022 until 5 April 2022.
To enter, you must be a Grownups member and receive our newsletter to be eligible to win. You must complete our survey and once completed, you will be automatically entered into the prize draw.
You can enter once only – any subsequent entries will be disregarded.
THE DRAW
The winners will be selected by random draw on 1 April 2022 at 12pm.
If the entry selected is ineligible, or if we are unable to contact a winner within 3 business days of the draw, your prize will be forfeit and a new winner will be selected by another random draw – and that process will be repeated until we contact an eligible winner.
PRIZES
The winner will win 1 of 5 Farmers (online only) vouchers valued at $100 each.
If the prize or any part of it is no longer available – for any reason – we can decide to alter the prize or replace it entirely with another prize of at least equal value.
The winner cannot transfer the prize, change it or redeem it for cash. If the winner is unable to accept the prize, it will be void – and no compensation will be payable.
PROMOTION
We may wish to use the winner’s name and image for promotional purposes. So if you are the winner, you agree:
- to make yourself available for the purposes of taking promotional photographs or video of you (Images) (at reasonable times, locations and on reasonable notice);
- that we can use your name and those Images for promotional purposes; and
- that you will have no claim to those Images, which will belong to Heartland.
LIMITATION OF LIABILITY
We are not liable, and neither is any Associate, and neither are our respective employees or other representatives (Heartland Parties), for any Loss incurred by you or anyone else arising in connection with the Competition or in connection with your entry into the Competition. Loss means any personal injury, liability, damage or other cost, and includes direct, indirect, special or consequential
By way of example, we would not be liable for any Loss arising from any alteration or replacement of the prize (see 4.2), or from your use of the prize, or if your winning the prize resulted in a tax liability for you (but not only those things).
If, as a winner, your participation in the Competition, or your use of the prize, results in any claim or other Loss for a Heartland Party, you will indemnify the relevant Heartland Party against that claim or Loss.
GENERAL
We have the right to cancel or suspend the Competition, or to vary these T&Cs, at any time if we believe it reasonable to do so.
We can void an entry, or refuse to award a prize, if we choose to do so – and we do not have to give reasons for that decision. We might do this if an entry is false or misleading or where the entrant has behaved in a fraudulent or dishonest
If we do not exercise a right we have under these T&Cs it does not mean we have waived that right, and not exercising a right does not prevent us from exercising it in the
All decisions we make in connection with the Competition will be final and we will not enter into any further discussion or correspondence regarding those
You have the right to access and request correction of information we hold about you, and full details of every organisation to whom we have disclosed information about you, by contacting us on 0508 432 785. To find out more, you can see our Privacy Statement on our website http://www.heartland.co.nz